Latam FinCrime Product Compliance and Risk Manager
Wise
Rua Girassol, 555, 1st Floor, Vila Madalena, SP, Brazil
•1 hora atrás
•Nenhuma candidatura
Sobre
- Company Description
- Wise is a global technology company, building the best way to move and manage the world’s money.
- Min fees. Max ease. Full speed.
- Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their lives easier and save them money.
- As part of our team, you will be helping us create an entirely new network for the world's money.
- For everyone, everywhere.
- More about our mission and what we offer.
- Job Description
- Wise is pioneering a new era of cross-border finance. As we expand our footprint in Brazil, we are looking for a FinCrime Product Compliance Manager to join our team.
- In this Individual Contributor (IC), role you will be the bridge between complex Brazilian Financial Crime regulations and our Product/Engineering teams. Your mission is to enable the launch of innovative products and partnerships while ensuring our FinCrime risk profile is managed through robust, scalable, and customer-centric controls. You will ensure that Wise Brazil remains compliant with BCB Circular 3,978/2020 and other key regulations without compromising the seamless experience our customers expect.
- Your Mission
- Enable Growth: Support the Brazil and Global Platform teams in launching new products and partnerships by deeply understanding FinCrime risks and designing associated controls.
- 1LOD Ownership: Act as a hands-on compliance partner within the product development cycle, translating regulatory requirements into technical specifications for engineers and product managers.
- Risk Management: Identify, mitigate, and oversee the FinCrime control environment, ensuring that our Brazilian offering adheres to both local mandates and Wise’s global risk appetite.
- Key Responsibilities
- Control Design & Product Innovation
- Collaborate with Product Managers and Engineers to design KYC, AML, and Anti-Fraud controls that are practical, scalable, and customer-oriented.
- Perform pre-launch and ongoing FinCrime risk assessments for new products and features.
- Ensure controls scale with the product by developing automated monitoring processes to mitigate financial crime risk effectively.
- Regulatory Risk & Advisory
- Provide expert advice on existing and forthcoming BCB and CMN regulations (e.g., Circular 3,978/2020, among others).
- Translate "regulatory problems" into technical opportunities, helping teams build risk-based products from the ground up.
- Collaborate with 2LOD (Compliance) to stay ahead of regulatory shifts and ensure the Product team is aligned with current guidance.
- Audit, Remediation & External Relations
- Issue Management: Oversee the remediation of FinCrime-related issues and ensure timely mitigation of regulatory risks.
- Audit Representation: Lead responses to regulatory audits and partner due diligence; challenge findings where necessary in collaboration with 2LOD.
- External Stakeholders: Represent Wise in meetings with Banking Partners and the Central Bank of Brazil (BCB), articulating our FinCrime framework and product logic with clarity.
- What this role offers
- The chance to work at the heart of the product development cycle in one of the world’s fastest-growing Fintechs.
- Direct impact on how millions of customers move and manage money in Brazil.
- A high-autonomy environment where you are empowered to lead solution designs for complex regulatory landscapes.
- Qualifications
- Expertise: Deep knowledge of Brazilian FinCrime regulations (specifically BCB Circular 3,978/2020) and their application in Payment Institutions and FX markets.
- Technical Fluency: Ability to communicate effectively with Engineers and Product Managers, providing actionable recommendations rather than just quoting policy.
- Problem Solver: A data-driven approach to compliance, using regulations to drive smart business decisions.
- Ownership: A natural owner who drives projects from inception to completion with extreme attention to detail.
- Bilingual: Fluent in English and Portuguese (mandatory).
- Global Mindset: Comfortable working across time zones with a collaborative, "think outside the box" spirit.
Bonus Skills
- Experience with B2B partnership compliance.
- Familiarity with CVM regulations or investment management compliance.
- Proficiency in Jira, Confluence, or specialized Risk & Control software
- Additional Information
- *Please note, only resumes provided in English will be considered*
Our Benefits
- 🚀 RSU’s in a rapidly growing company
- 💻 Flexible working model
- 💪 An annual self-development budget
- 🩺 Health and dental allowance for you and your dependents
- 💝 Company-paid: Life Insurance, and an EAP program
- ☀️ Paid time off: 30 days vacation + 3 “Me” days + 1 volunteer day, annually
- 🏝️ A paid 6-week sabbatical leave after four years
- 👶🏼 8-weeks of paid parental leave, after a year with us and child care assistance
- 🚌 Transportation vouchers
- 🍕 Food (730 BRL per month) and meal (1,188 BRL per month) vouchers
- 🏋️ TotalPass access to 3,500 gyms and studios throughout Brazil
- For everyone, everywhere. We're people building money without borders — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive.
- We're proud to have a truly international team, and we celebrate our differences.
- Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers.
- If you want to find out more about what it's like to work at Wise visit Wise.Jobs.
- Keep up to date with life at Wise by following us on LinkedIn and Instagram.
- Compensation: BRL 22000 - BRL 28000 - monthly



