Sobre

• This position is listed on behalf of a partner company, who manages all applications and next steps. Our partner is looking for an Analista de Estratégia de Crédito Pleno (Foco em Risco de Crédito) based in Brazil.
• This role offers the opportunity to work at the intersection of credit risk, analytics, and business strategy.
• You will monitor credit portfolios, identify trends and risks, and translate complex data into actionable insights.
• The position combines quantitative and qualitative analysis with exposure to risk models, credit policies, and decision-making strategies.
• You will contribute to dashboards, analytical studies, scenario assessments, and the continuous improvement of risk management practices.
• The role also involves collaboration on strategic projects, from business specifications and testing through implementation and validation.
• You will work in a dynamic, collaborative environment connecting business, technology, and analytics.
• This is a strong opportunity for an analytical professional who wants to influence credit decisions through data and structured risk analysis.
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• Accountabilities
• Monitor the evolution of credit risk indicators across portfolios and products, identifying trends, deviations, emerging risks, and mitigation opportunities.
• Conduct quantitative and qualitative analyses to assess portfolio quality and provide insights that support business and risk-related decisions.
• Develop and maintain management reports, dashboards, and analytical studies focused on credit performance and risk exposure.
• Support the development, validation, and monitoring of statistical models and credit risk assessment criteria.
• Evaluate the effectiveness of credit policies, decision engines, approval rules, and broader credit risk management strategies.
• Develop segmentation, concentration, customer behavior, and forward-looking scenario analyses to support strategic decisions.
• Participate in the review and continuous improvement of credit risk policies, processes, and internal guidelines.
• Contribute to strategic projects through technical analysis, business requirements, testing, validation, and implementation activities.
• Translate complex analytical findings into clear recommendations for stakeholders and decision-makers.
• Requirements
• Completed bachelor's degree in Administration, Economics, Statistics, Engineering, Mathematics, Actuarial Science, Information Systems, or a related field.
• Professional experience in credit risk analysis, credit modeling, credit strategy, or a related area.
• Knowledge of credit risk indicators, delinquency, portfolio performance, and customer behavior.
• Intermediate Excel skills and the ability to work effectively with analytical spreadsheets and data.
• Knowledge of SQL for data extraction and manipulation.
• Strong analytical skills and the ability to interpret large and complex datasets.
• Ability to identify patterns, trends, inconsistencies, and risk factors and translate findings into practical recommendations.
• Structured and detail-oriented approach to analytical work, with the ability to manage multiple priorities.
• Strong communication and collaboration skills for working with business, analytics, and technology stakeholders.
• A data-driven mindset, curiosity, and willingness to investigate problems and challenge assumptions using evidence.
• Benefits
• Full-time employment under a CLT contract.
• 100% remote work model.
• Opportunity to work directly with credit risk, analytics, and strategic decision-making.
• Exposure to credit products, portfolio analysis, risk models, and data-driven business initiatives.
• Collaborative environment connecting business, technology, and analytics.
• Opportunities to contribute to strategic projects and the continuous improvement of risk management practices.
• Inclusive workplace with a focus on diversity, sustainability, ethics, and professional development.
• Access to career growth opportunities within a large Brazilian business group.

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How Jobgether works

• We use an AI-powered matching process to ensure your application is reviewed quickly, objectively, and fairly against the role's core requirements. Our system identifies the top-fitting candidates, and this shortlist is then shared directly with the hiring company. The final decision and next steps (interviews, assessments) are managed by their internal team.
• We appreciate your interest and wish you the best!
• Why Apply Through Jobgether?
• Data Privacy Notice: By submitting your application, you acknowledge that Jobgether will process your personal data to evaluate your candidacy and share relevant information with the hiring employer. This processing is based on legitimate interest and pre-contractual measures under applicable data protection laws (including GDPR). You may exercise your rights (access, rectification, erasure, objection) at any time.
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