Sobre

• The Head of Credit and Collections (HCC) is responsible for leading and managing
• the Credit, C&R, and KYC/AML teams in Brazil. The role involves executing
• Process Management within the Global Risk Functions. Responsibilities include
• strategy setting and execution in the market, monitoring portfolio performance,
• making decisions/recommendations on credit applications and recovery reports.
• The Head of Credit and Collections is a participant in the Regional Credit and
• Risk Committees and also the chairman of ACC (Local Committee that decides FEC
• risks). As a functional member of the MT Brazil, the Head of Credit and
• Collections is tasked with addressing local credit related operational issues,
• leading local initiatives, and participating in management team activities.

• Day-To-Day Activities: 
• •    Make decisions on Credit Applications and Loan Strategy Reports (Recovery
• Memos) within the country approval limits; 
• •    Ensure timely and qualitative submission of credit applications to credit
• committees beyond market approval limits; Ensure timely and qualitative
• submission to the Regional Risk Committees; 
• •    Actively participate in transaction structuring with stakeholders
• (commercial, credit, legal, asset management); 
• •    Monitor portfolio performance, implement controls, analyze portfolio
• quality trends, and proactively identify vulnerable sectors; 
• •    Ensure the correct handling of FEC alerts, and the execution of the
• Customer Due Diligence (CDD), and Enhanced Due Diligence (EDD) processes
• appropriately; 
• •    Coordinate, lead, and oversee the implementation of Global Credit Risk
• policies in the country; 
• •    Actively participate in risk initiatives/projects;

• Skills and Capabilities Required
• •    Lead, manage, and coach members of the managed teams.
• •    Bachelor’s degree in business administration, accounting, or a related
• field is required. A master’s degree in a related area is preferred. 
• •    A minimum of 10 years of professional experience, managing teams of credit
• analysts and with experience of collections and recovery knowledge; 
• •    Fluency in English; 
• •    Exceptional organizational and project management skills; 
• •    Highly adaptable to changing environments; 
• •    Strong collaboration skills, with a proven ability to establish internal
• and external relationships at various organizational levels; 
• •    Demonstrated ability to lead and motivate a team, with a strong sense of
• teamwork; 
• •    Proactive and self-motivated; 
• •    Lead by example.
• •    Ability to balance commercial growth, customer experience and risk
• appetite. 
• •    Strong understanding of credit policies, risk governance, delegation
• frameworks and approval processes. 
• •    Experience with complex credit decisioning, asset risk, product risk and
• preferably vendor risk or specialist credit advisory. 
• •    Ability to translate portfolio data and emerging risk trends into clear
• management actions. 
• •    Strong stakeholder management across Markets, Commercial, Risk, Finance,
• AGCO Finance and senior leadership. 
• •    Ability to challenge constructively while enabling practical,
• customer-focused solutions. 
• •    Strong understanding of vendor, partner or program-based financing models. 
• •    Ability to lead through change while maintaining independence, resilience
• and sound judgment.

• All members enjoy
• •    Work-Life Balance: Flexible working, including hybrid, designed to support
• you at every stage of life.
• •    Global and Inclusive Culture: A global and inclusive culture where your
• unique background and perspectives are valued.
• •    Two volunteering days: Two working days to contribute to charities and your
• community. 
• •    Comprehensive Benefits: Health, wellness, and financial programs and
• industry leading holiday package.
• •    Professional Growth: Access to training, mentorship, tuition reimbursement,
• and career development programs tailored to your goals. 
• •    Click this link to look at the benefits in your region.

• Choose Wellbeing
• At DLL, we recognize that investing in member wellbeing is essential for
• creating an inclusive and supportive work environment. This not only promotes
• personal and professional growth but also boosts productivity, engagement, and

overall success. We focus on the following

• •    Supporting Members During Moments That Matter: We provide dedicated support
• resources to help you navigate significant events in your work, your lifestyle,
• and your personal moments.
• •    Implementing Global Wellbeing Programs: We carefully select and implement
• programs that enhance our member’s experience.
• •    Embedding Wellbeing in Everything We Do: We integrate wellbeing into all
• our practices and policies to ensure it is a fundamental part of our culture.

• DLL is an equal-opportunity employer. We are committed to inclusive,
• barrier-free recruitment and selection processes and an inclusive work
• environment.

• We’re dedicated to ensuring our hiring process is accessible to all. If you
• require accommodation at any stage, please inform your HR Partner.

• DLL, a great place to build your career
• DLL is a global asset finance company that partners with manufacturers, dealers,
• distributors, and end users to facilitate access to equipment and technology.
• Headquartered in Eindhoven, the Netherlands, we operate in over 25 countries,
• offering financial solutions across various industries. We are also a 100%
• subsidiary of our parent company Rabobank, one of the world’s largest financial
• companies. 

• Join our community of nearly 6000 members from 75 nationalities! At DLL, our
• unique culture - shaped by our values: We put our customers first - Together we
• achieve more - You can count on me - I challenge myself and others to grow, and
• behaviors that define us - is at the heart of everything we do. 
• We offer exciting job opportunities where you feel welcomed, respected, and
• empowered to be your authentic self and share your best ideas. At DLL, we
• believe in the strength of our diverse perspectives and experiences, which make
• our global community thrive. 

• You’ll receive competitive pay, generous benefits, health, and wellbeing
• support, and manage your work-life balance through our hybrid working
• flexibility. 

• Our global operations offer you a variety of development opportunities, and we
• encourage you to take on new challenges across our departments, businesses, and
• regions. 

• Our company strategy emphasizes our commitment to sustainable business and
• making social impact is part of that as well. Together, we’ll “Partner for a
• better world” to make a positive impact. Joining DLL, means joining a company
• that consistently scores higher than the industry average in Employee Engagement
• surveys. This is also being acknowledged through many Great Place to Work
• certificates. People who work at DLL, like DLL. 
• Join us in Partnering for a better world! 
•